Ontario Street Housing Project

Ontario Aboriginal Housing Services (OAHS), Northumberland County Housing Corporation (NCHC), Habitat for Humanity Northumberland (HFHN) and Northumberland County are partnering to jointly develop and manage an affordable housing complex at 473 Ontario Street in Cobourg.

The Ontario Street housing project will introduce 62 new affordable housing units to the community, with a mixture of tenure and affordability types, including:

  • Units geared to Indigenous households, with direct access to Indigenous supports such as First Nation, Métis and Inuit cultural teachings, Traditional Healers and other programming
  • Rent-Geared-to-Income (RGI) housing
  • Affordable and attainable market rental units
  • Equity Partnership households, enabling occupants to build equity that can be transferred in the future to a Habitat for Humanity Northumberland or private market home

Project status

  • In 2019, Northumberland County Council approved the purchase of land located at 473 Ontario Street, Cobourg.
  • In May 2021, the County received a $175,000 grant from the Federation of Canadian Municipalities Sustainable Affordable Housing Program for a sustainability feasibility study for this project.
  • In July 2021, the County received a $150,000 grant and a $156,000 interest-free loan towards this project from the Canada Mortgage and Housing Corporation Seed Funding program.
  • Pre-construction activities are currently underway, with construction estimated to begin in 2023/2024.
  • In September 2021, Northumberland County entered into the Memorandum of Understanding with HFHN, NCHC and OAHS.

Project updates

Project partners

Ontario Aboriginal Housing Services (OAHS)

OAHS will own and operate 32 units in the Ontario Street Housing Project, which will be geared to Indigenous households. These units will increase access to affordable housing for the Indigenous community, providing residents with direct access to Indigenous supports such as First Nation, Métis and Inuit cultural teachings, Traditional Healers and other programming.

Northumberland County Housing Corporation (NCHC)

20 units in the Ontario Street Housing Project will be Rent-Geared-to-Income (RGI), affordable and attainable market rental units owned and operated by the Northumberland County Housing Corporation (NCHC). The NCHC is a community housing provider in Northumberland County with over 344 owned and operated housing units. The NCHC provides rent-geared-to-income (RGI) and affordable rental options to low-income households in Northumberland.

Habitat for Humanity Northumberland (HFHN)

10 units in the Ontario Street Housing Project will be geared to Equity Partnership households through Habitat for Humanity Northumberland. HFHN’s Equity Partnership program will enable occupants of these units to build equity that can be transferred in the future to a HFHN or private market home.

Northumberland County

Northumberland County purchased the land at 473 Ontario Street in 2019 with the intention of partnering with these three organizations - which offer unique housing services in the community - to expand access to affordable housing in Northumberland. The County will be providing development services to advance this important project. 

Ontario Street Housing Project partner logos including Ontario Aboriginal Housing Services, NCHC, Northumberland County and Habitat for Humanity Northumberland